Buying a home
First-time home buyers
Down payments
RRSP Home Buyers' Plan
Land transfer tax
FHSA
What would you like to learn about?
Explore the topics below or scroll down to read, listen, or learn.
Understanding
your mortgage
Mortgage basics
Fixed vs variable
Amortization
Closing Costs
Mortgage Insurance
Renewing or Refinancing
Refinancing
Renewals
HELOC
Special Situations
Self-employed mortgages
Credit Challenges
Co-signers
Rental properties
Reverse Mortgages
01
First-Time Buyers
Buying your first home is an exciting milestone — and it can also feel overwhelming. This section will walk you through the key steps, what to expect, and how to feel confident from start to finish.
Listen to an explanation ↓
KEY TOPICS
The buying process
Getting pre-approved
What you can afford
Common costs
Tips for a smoother experience
02
Down Payments
How much do you really need? This section explains minimum down payment requirements, where you can get your down payment, and ways to reach your goal faster.
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KEY TOPICS
Minimum down payment
Using RRSPs (HBP)
Gifted funding
Saving strategies
Down payment facts vs myths
03
Mortgage Insurance
Mortgage insurance helps make ownership possible with a smaller down payment. This section explains when it's required, how it works, and what it means for your monthly payments.
Listen to an explanation ↓
KEY TOPICS
When it's required
How it's calculated
What it covers
Costs and benefits
Tips to avoid or reduce it
04
Fixed vs Variable
Choosing the right interest rate can make a big difference in your mortgage journey. This section breaks down the pros and cons of fixed and variable rates so you can feel confident in your decisions.
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KEY TOPICS
Interest rate stability
Payment flexibility
Choosing the right mortgage strategy
Rate changes & market trends
Budgeting & Financing Goals
05
Amortization
Your amortization period affects your monthly payments and how much interest you'll pay over time. This section explains what amortization means and how to choose the term that fits your goals.
Listen to an explanation ↓
KEY TOPICS
What amortization is
Common amortization periods
How it affects your payments
Shorter vs. longer terms
Finding the right balance
06
Refinancing
Refinancing can help you access equity, lower your interest rate, or adjust your mortgage to better fit your needs. This section explains when refinancing might make sense and what to consider.
Listen to an explanation ↓
KEY TOPICS
When might it be a good option for you
Potential benefits
Costs to consider
Why refinance
How to know if its right for you
Jennifer on the mic
BEYOND THE BROKER
From homeownership tips to real conversations about the mortgage industry, Jennifer has been a guest on a number of podcasts. Take a listen to hear her insight, experience and advice.
THE BENNETT REAL ESTATE AND WEALTH SHOW
Jennifer discusses lending trends, fraud prevention, and so much more!
CONTRACTOR RYAN'S BLUEPRINT BANNER
Jennifer dives into construction mortgages and essential advice.
THE BENNETT REAL ESTATE AND WEALTH SHOW
Jennifer discusses the Ottawa Real Estate Market with The Bennett Real Estate team.